Homeowners Insurance - Protect Your Home Against Disaster.

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Is Your Home Adequately Covered? We Work With You to Select the Right Homeowners Insurance Policy - Indian Trail, Charlotte, Matthews, Monroe, Mint Hill, Stallings, Wingate, Marshville, North Carolina

If your house were to burn down tomorrow, would you be able to pay for rebuilding and replacing your belongings? Most people would find themselves at a great loss, which is why homeowners insurance is such a valuable investment. The protection it offers could literally help you rebuild your life after a catastrophe.

Home insurance has two main components: coverage for the structure of your house and coverage for the contents within your house. The structure portion should be enough to fund rebuilding your house from the ground up. The contents portion should take into account the overall total value of your stuff, like furniture, clothing, kitchen appliances, collections and more.

Home insurance is not required by law, but most mortgage lenders will require you to hold a policy throughout the duration of your loan. When getting a policy, remember that flooding and earthquakes are generally excluded from most standard policies and you will need to add coverage for those disasters separately if you wish.

At Cost Cutter Insurance, we know that you may not have the free time to find the best deal on home insurance. That’s why we do the work for you! With one call to us, we’ll gather information about you, your home and your budget; then we’ll search our network of insurance providers to find the best matching policy on your behalf. Whether you have a modest home worth $20,000 or a large home worth $2,000,000, we can find a home insurance policy that meets your needs.

Thank you for your interest in working with Cost Cutter Insurance, Inc. Complete our quote form to get started or call and talk to an independent insurance agent today at 704-821-0422.