How does Cost Cutter Insurance Agency, Inc Meet your needs for Protection and Profitability?
As a salon owner, you have many important issues to think about,customer service, managing staff and staying current with industry trends-just to name a few. Cost containment, profit and growth are ongoing concerns as you effectively operate your business.
Here at Cost Cutter Insurance Agency, Inc, we represent several companies to meet your needs for protection and expense control; it provides a lot of insurance for no a lot of cost. It protects your business against fire, vandalism, lawsuits and other perils-keeping you in business and your costs under control
Covering the basics
Our Business owners policy is designed for a broad spectrum of personal care businesses, from barber ships to beauty parlors to nail salons. It provides all the basic insurance coverages you need, including:
• Buildings and Business Personal Property Coverage- Provides replacement cost coverage for buildings and most business personal property.
• Equipment Breakdown- Covers breakdown of hair dryers, pedicure stations, air conditioners, computers, phone systems and other equipment in your salon.
• Liability Coverage- Insures against bodily injury, property damage, personal injury and advertising injury.
• Loss of Income and Extra Expense- Protects against loss of business income resulting from an insured loss. We insure your net income and continuing normal operating expenses, including payroll, for up to 12 months-with no preset amount.
Addressing Your Biggest Exposures
Our Business owners policy automatically includes identity theft coverage, which addresses one of the biggest concerns of small business owners today. Identity theft coverage also includes resolution services to help you restore your reputation should you become a victim.
Options for Further Coverage
We offer many options at minimum extra charge to provide both depth and breadth in your insurance coverage, including:
• Higher limits and deductibles.
• Expanded replacement cost coverage for your building.
• Extension of business income and extra expense coverage up to 18 months.
• Broader professional liability coverage, including independent contractors.
For a quote on your Beauty Salon, Barber Shop or Nail Salon, Call 704-821-0422 or request a quote on our website at www.CostCutterIns.com