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NC Auto Insurance Points has always confused most people so i wanted to put a points grid on my website so everyone would know how many points each violation counts. Also included are the percentages of increase your Auto liability rates will increase. As you will see, it pays to have a clean record. If you do not have a clean record, please call, email or come by for a quote so you can see how much Cost Cutter Insurance Agency, Inc. can save you on your Auto Insurance.

Great Rates are available at Cost Cutter Insurance Agency, Inc. for people that have 12 points or 0 points. Call today for a quote at 704-821-0422.

Cost Cutter Insurance Agencies Motorcycle Insurance can offer you a policy that covers  the things that matter when you’re out riding—Coverage for your helmet and leathers, trip interruption coverage in case something happens when you’re far from home, and towing and roadside assistance. Most importantly, we offer the peace of mind that comes from knowing you can just enjoy the road ahead.

 Points Violation
 12 Manslaughter or negligent homicide
  Prearranged highway racing or knowingly lending a motor vehicle for prearranged highway racing 
  Hit-and-Run resulting in bodily injury or death
  Driving with a blood-alcohol level of .08 or more
  Driving a commercial vehicle with a blood-alcohol level of .04 or more
  Driving while impaired
   Transporting illegal intoxicating liquor for sale
10 Highway racing or knowingly lending a motor vehicle for highway racing
  Speeding to elude arrest
  8  Driving during revocation or suspension of license or registration
  Aggressive driving
  4  Reckless Driving
  Hit-and-Run resulting in property damage only
  Passing a stopped school bus
  Speeding in excess of 75 mph when the speed limit is less than 70 mph
  Speeding in excess of 80 mph when the speed limit is 70 mph or greater
  Driving by a person less than age 21 after consuming alcohol or drugs
   3 At-fault accident resulting in death, or total bodily injury in excess of  $1,800 or resulting in a total property damage of $3,000 or more
   2 Illegal Passing
  Following too closely
  Driving on the wrong side of the road
  At-fault accident resulting in total property damage in excess of $1,800 but less than $3,000
  Speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less that 76 mph
  Speeding 10 mph or less in excess of speed zone of 55 or greater
   1 All other moving violations
  at-fault accident resulting in bodily injury of $1,800 or less or resulting in property damage of $1,800 or less
  Speeding 10 mph or less in excess of speed limit of less that 55

This diagram is only an example of  increase on a Liability Auto Insurance premium increase due to insurance points. This example is if your Liability insurance premium with zero points is 400.00.

 Points Beginning Insurance Cost Increase % New Insurance Cost
 1 400.00 30 520.00
2 400.00 45 580.00
3 400.00 60 640.00
4 400.00 80 720.00
5 400.00 110 840.00
6 400.00 135 940.00
7 400.00 165 1060.00
8 400.00 195 1180.00
9 400.00 225 1300.00
10 400.00 260 1440.00
11 400.00 300 1600.00
12 400.00 340 1760.00


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