Frequently Asked Questions

Below are some of our frequently asked questions.  If you have any other questions or concerns, please feel free to contact us via the web, or come and visit us at a location near you.

1. What is Liability coverage?
2. What is uninsured Motorists?
3. What is Underinsured Motorist?
4. What is Medical Payments Coverage?

What is Liability coverage?
Liability coverage is coverage that will pay for bodily injury and property damage for which any covered individuals becomes legally responsible for in an at fault accident, and is REQUIRED BY  N.C. Law.

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What is uninsured Motorists?
Uninsured Motorist coverage provides protection when an uninsured driver, who is at-fault, injures you or another covered individual. It also provides property damage coverage.

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What is Underinsured Motorist?
Underinsured Motorist coverage provides protection when an underinsured driver, who is at-fault, causes injury to a covered individual.

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What is Medical Payments Coverage?
This coverage pays for reasonable and necessary medical and funeral expenses due to an automobile accident.

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