Frequently Asked Questions

Liability coverage is coverage that will pay for bodily injury and property damage for which any covered individuals becomes legally responsible for in an at fault accident, and is REQUIRED BY  N.C. Law.

Uninsured Motorist coverage provides protection when an uninsured driver, who is at-fault, injures you or another covered individual. It also provides property damage coverage.

Underinsured Motorist coverage provides protection when an underinsured driver, who is at-fault, causes injury to a covered individual.

This coverage pays for reasonable and necessary medical and funeral expenses due to an automobile accident.